Flexible Spending Account

(with carryover)

Save up to $500* on taxes when you elect FSA 

A flexible way to save

A healthcare FSA lets you use tax-free money to pay for eligible medical expenses.** FSAs help members realize significant savings on healthcare costs. Don’t think of it as money deducted from your paycheck—think of it as money added to your wallet.


Fast, hassle-free payments and reimbursement

Hang bag with money

Keep a portion of your FSA funds into the next plan year.^

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Access annual contribution amount on day one

Maximize your tax savings

When you use your tax-advantaged FSA, you get $10 in tax savings for every $50 you contribute.^^

2024 IRS contribution limits


Pay for thousands of eligible medical expenses

Here are a few common ways to spend your FSA.

Sleep aids

Sleep aids

Pain relievers

Pain relievers

Dental cleaning

Dental cleaning

Doctor's Office

Doctor visits

Chiropractic care


Insulin care

Insulin testing supplies

Cold and cough

Cold/cough medicine

FSA resources  

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Easily find answers to common questions about your benefits.   

HSA guide

Plan your spending, know the rules and unlock amazing tax savings.


Not sure if an FSA is right for you? Explore our on-demand FSA webinars.  

HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions.

*Estimated tax savings are based on a $2,500 contribution and a 20% effective tax rate, including applicable state and federal income taxes. Actual tax savings will vary based on your specific tax situation.

**FSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize FSA funds as tax deductible with very few exceptions. Please consult a tax advisor regarding your state’s specific rules.

^See your plan documents for complete details.

^^Chart for illustration purposes only. Actual savings will vary based on your unique tax situation. 

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