Health Savings Account

Save up to $1,500 on taxes when you choose HSA1

Invest in your healthcare

An HSA lets you save money for future healthcare costs while also saving on taxes. How? HSAs are the only benefit with a triple-tax advantage:2 Tax-free contributions. Tax-free account growth. And tax-free spending on HSA-qualified expenses. It’s your healthcare emergency safety net.


No use-it-or-lose-it rule, HSAs rollover every year


Available tax-free investing, just like a 401(k)3

Medical Care

Requires an eligible high-deductible health plan (HDHP)

Don’t tax your money. Max your money. 

Get $20 tax savings for every $100 you contribute.1



2025 IRS contribution limits

Family plan

Individual plan



Members 55+ can contribute an extra $1,000 

Spend tax-free.

There are thousands of HSA-qualified expenses. Here are just few:


Pain relievers


Dental cleaning


Doctor's Office


Cold and cough


(OTC) medications

Mental health services

Insulin care

Lab fees

HSA resources  

Touch device

Easily find answers to common questions about your benefits.   

HSA guide

Discover everything you need to know to save, spend, and invest your HSA.


Not sure if an HSA is right for you? Explore our on-demand HSA webinars.  

1Example for illustration only. Estimated savings are based on an assumed combined federal and state income tax bracket of 20%. Actual savings will depend on your taxable income and tax status. HealthEquity does not provide legal, tax or financial advice. | 2HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-deductible with very few exceptions. Please consult a tax advisor regarding your state’s specific rules. | 3Investments made available to HSA members are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. |  HealthEquity does not provide legal, tax or financial advice.

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