Health Savings Account
Save up to $1,500 on taxes when you choose HSA1
Invest in your healthcare
An HSA lets you save money for future healthcare costs while also saving on taxes. How? HSAs are the only benefit with a triple-tax advantage:2 Tax-free contributions. Tax-free account growth. And tax-free spending on HSA-qualified expenses. It’s your healthcare emergency safety net.
No use-it-or-lose-it rule, HSAs rollover every year
Available tax-free investing, just like a 401(k)3
Requires an eligible high-deductible health plan (HDHP)
Don’t tax your money. Max your money.
Get $20 tax savings for every $100 you contribute.1
HSA
No HSA
2025 IRS contribution limits
Family plan
Individual plan
$4,300
$8,550
Members 55+ can contribute an extra $1,000
Spend tax-free.
There are thousands of HSA-qualified expenses. Here are just few:
Vision
Pharmacy
Dental
Medical
Over-the-counter
(OTC) medications
Mental health services
Lab fees
HSA resources
Easily find answers to common questions about your benefits.
Discover everything you need to know to save, spend, and invest your HSA.
Not sure if an HSA is right for you? Explore our on-demand HSA webinars.
1Example for illustration only. Estimated savings are based on an assumed combined federal and state income tax bracket of 20%. Actual savings will depend on your taxable income and tax status. HealthEquity does not provide legal, tax or financial advice. | 2HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-deductible with very few exceptions. Please consult a tax advisor regarding your state’s specific rules. | 3Investments made available to HSA members are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. | HealthEquity does not provide legal, tax or financial advice.
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