Health Savings Account

Young family on couch at home

Save up to $2,700 on taxes when you choose HSA1

Invest in your healthcare

An HSA lets you save money for future healthcare costs while also saving on taxes. How? HSAs are the only benefit with a triple-tax advantage:2 Tax-free contributions. Tax-free account growth. And tax-free spending on HSA-qualified expenses. It’s your healthcare emergency safety net.

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No use-it-or-lose-it rule, HSAs rollover every year

Available tax-free investing, just like a 401(k)3

Requires an eligible high-deductible health plan (HDHP)

Don’t tax your money. Max your money. 

Get $30 tax savings for every $100 you contribute.1

HSA

No HSA

2027 IRS contribution limits

Family plan

Individual plan

$4,500

$9,000

Members 55+ can contribute an extra $1,000 

Spend tax-free.

There are thousands of HSA-qualified expenses. Here are just few:

  • Medical
  • Dental
  • Vision
  • Pharmacy
  • Over-the-counter (OTC) medications
  • Mental health services
  • Lab fees
Qualified medical expenses

HSA resources  

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Discover everything you need to know to save, spend, and invest your HSA.

HSA Guide

Not sure if an HSA is right for you? Explore our on-demand HSA webinars.  

Webinars

Easily find answers to common questions about your benefits.   

Help Center

1Example for illustration only. Estimated savings are based on an assumed combined federal and state income tax bracket of 30%. Actual savings will depend on your taxable income and tax status. HealthEquity does not provide legal, tax or financial advice. | 2HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-deductible with very few exceptions. Please consult a tax advisor regarding your state’s specific rules. | 3Investments made available to HSA members are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. | HealthEquity does not provide legal, tax or financial advice.

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