Health Savings Account

Save up to $1,500* on taxes when you choose HSA

Invest in your healthcare

A Health Savings Account lets you put money away for future healthcare costs while saving on taxes. How? HSAs are never taxed at a federal income tax level when used for qualified medical expenses. Contributions can come straight out of your paycheck, and your HSA can grow tax-free too.

Coins

No ‘use-it-or-lose-it,’ keep your HSA forever

Medical Care

Create a healthcare emergency safety net

Invest

Invest** your HSA tax-free, like a 401(k)

Maximize your tax savings

When you use your tax-advantaged HSA, you get $10 in tax savings for every $50 you contribute.^

HSA Tax Savings

2023 IRS contribution limits

Family plan

Individual plan

$3,850

$7,750

Members 55+ can contribute an extra $1,000 

Pay for thousands of qualified medical expenses

Here are a few common ways to spend your HSA.

Sleep aids

Sleep aids

Pain relievers

Pain relievers

Dental cleaning

Dental cleaning

Doctor's Office

Doctor visits

Chiropractic care

Eyeglasses/contacts

Insulin care

Insulin testing supplies

Cold and cough

Cold/cough medicine

HSA resources  

Touch device

Easily find answers to common questions about your benefits.   

HSA guide

Discover everything you need to know to save, spend, and invest your HSA.

Webinars

Not sure if an HSA is right for you? Explore our on-demand HSA webinars.  

HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions.

*Estimated savings are based on an assumed combined federal and state income tax rate of 20%. Actual savings will depend on your taxable income and tax status.

**Investments made available to HSA members are subject to risk, including the possible lossof the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc.

^Example for illustration only. Estimated savings are based on an assumed combined federal and state income tax bracket of 20%. Actual savings will depend on your taxable income and tax status.

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