Flexible Spending Account

(with grace period)

Save up to $500 on taxes when you elect FSA1 

A flexible way to save

A healthcare FSA lets you use tax-free money to pay for eligible medical, dental, and vision expenses.2 So you spend less on the healthcare you need. FSA paycheck deductions are tax-free too, which helps reduce your taxable income. The more you contribute, the more you save.


Fast, hassle-free payments and reimbursement

Hang bag with money

Enjoy an extra grace period at the end of the plan year to spend remaining account funds.3

Calendar Icon

Access annual contribution amount on day one

Don’t tax your money. Max your money. 

Get $20 tax savings for every $100 you contribute.1



2024 IRS contribution limits4


Spend tax-free.

There are thousands of eligible expenses. Here are just few:


Pain relievers


Dental cleaning


Doctor's Office


Cold and cough


(OTC) medications

Mental health services

Insulin care

Lab fees

FSA resources  

Touch device

Easily find answers to common questions about your benefits.   

HSA guide

Plan your spending, know the rules and unlock amazing tax savings.


Not sure if an FSA is right for you? Explore our on-demand FSA webinars.  

1The example is for illustrative purposes only. Estimated savings are based on a maximum annual contribution and an assumed combined federal and state income tax bracket of 20%. Actual savings will depend on your contribution amount and taxable income and tax status. | 2FSAs are never taxed at a federal income tax level when used appropriately for eligible healthcare expenses. Also, most states recognize FSA funds as tax deductible with very few exceptions. Please consult a tax advisor regarding your state’s specific rules. | 3See your plan documents for complete details. | 4Contribution limit is accurate as of 11/09/23. Each fall the IRS updates the FSA contribution limits. For the latest information, please visit: HealthEquity.com/Learn | HealthEquity does not provide legal, tax or financial advice.

Copyright © 2024 HealthEquity, Inc. All rights reserved.