Flexible Spending Account

Save up to $660 on taxes when you elect FSA1

A flexible way to save

A healthcare FSA lets you use tax-free money to pay for eligible medical, dental, and vision expenses.2 So you spend less on the healthcare you need. FSA paycheck deductions are tax-free too, which helps reduce your taxable income. The more you contribute, the more you save.

Access annual contribution amount on day one.

Pay for your spouse and dependents too.

Plan ahead because FSA funds eventually expire.

Don’t tax your money. Max your money. 

Get $20 tax savings for every $100 you contribute.1

FSA

No FSA

2025 IRS contribution limits3

$3,300

Spend tax-free.

There are thousands of eligible expenses. Here are just few:

Vision

Pharmacy

Dental

Medical

Over-the-counter 

(OTC) medications

Mental health services

Lab fees

FSA resources  

Easily find answers to common questions about your benefits.   

Plan your spending, know the rules and unlock amazing tax savings.

Not sure if an FSA is right for you? Explore our on-demand FSA webinars.  

1FSAs are never taxed at a federal income tax level when used appropriately for eligible healthcare expenses. Also, most states recognize FSA funds as tax deductible with very few exceptions. Please consult a tax advisor regarding your state’s specific rules. | 2The example is for illustrative purposes only. Estimated savings are based on a maximum annual contribution and an assumed combined federal and state income tax bracket of 20%. Actual savings will depend on your contribution amount and taxable income and tax status. | 3Contribution limit is accurate as of 10/22/24. Each fall the IRS updates the FSA contribution limits. For the latest information, please visit: HealthEquity.com/Learn | HealthEquity does not provide legal, tax or financial advice. 

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