1Estimated savings are based on an assumed combined federal and state income tax rate of 20%. Actual savings will depend on your taxable income and tax status. | 2Conditions apply. Member must remain employed with organization that continues to sponsor commuter benefit. |3This spending limit is accurate as of 10/22/2024. Each fall the IRS updates the Commuter spending limits. For the latest information, please visit: HealthEquity.com/Learn | HealthEquity does not provide legal, tax or financial advice.